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    Don't lose those expired gift card funds - Credit Cards
    Oct 29, 2008 . For most gift cards issued by major retail chains, expiration dates are, well, expiring. Still, for those consumers whose gift cards do expire, there .
    http://www.creditcards.com/credit-card-news/dont-lose-gift-card-funds-1271.php


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    How to claim expired gift card funds - Credit Cards
    Nov 20, 2007 . CreditCards.com's gift card survey showed that most gift cards issued by major retail chains do not expire. But some do. What happens to that .
    http://www.creditcards.com/credit-card-news/unclaimed-gift-card-money-1271.php


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    Fed issues rules restricting gift card fees, expiration - Credit Cards
    Nov 30, 2009 . Clearer disclosures of gift fees terms and conditions are also included in the rules that take effect in August 2010.
    http://www.creditcards.com/credit-card-news/gift-card-federal-reserve-regulations-1271.php

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    Fact sheet on state gift card protection laws
    Sep 15, 2009 . The Credit CARD Act of 2009 prohibits gift cards (store issued or bank issued “gift cards”) from expiring before 5 years from the date of .
    http://www.consumersunion.org/pub/core_financial_services/003889.html


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    Expired gift cards: Whose money is it?
    Jan 27, 2006 . Some gift cards do come with expiration dates and fees. However, most major retailers such as J.C. Penney Co. Inc., Wal-Mart, Home-Depot, .
    http://www.bankrate.com/brm/news/cc/20060127a1.asp


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expired gift certificates (2010, credit card, lawyer) - City-Data ...
Mar 29, 2011 . Help, I have a friend who purchased a $475 gift certificate for a guided fly fishing trip for her husband on Jan 22, 2010. He is trying to use it and .
http://www.city-data.com/forum/denver/1239046-expired-gift-certificates-2010-credit-card.html


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Gift Card Expiration and Depreciation - Use it or Lose it - Yahoo ...
Oct 8, 2007 . Gift cards are a very popular option when it comes to gift-giving. . If your gift card's expiration date passes and you still have a credit remaining, .
http://voices.yahoo.com/gift-card-expiration-depreciation-lose-578448.html

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New Gift Card Rules - Gift Card Expiration and Fee Rules
Mar 23, 2010 . Have you ever tried to use a gift card a few months after receiving it only to find out the balance has been dramatically reduced because of fees .
http://credit.about.com/od/credit101/qt/gift-card-rules.htm

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Do gift cards expire?
Recent Questions About: gift cards expire · Amazon > . an expiration date. But lately, most gift buyers have been steered to the credit-card-like gift cards.
http://askville.amazon.com/gift-cards-expire/AnswerViewer.do?requestId=1048989

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Expired Gift Cards - Stafford's
If you have an expired gift card that was issued prior to October 1, 2008, please submit the completed request form below in order to receive a credit (100% .
http://www.staffords.com/expired-gift-cards-233/

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Gift Certificate: Expired? or against CA Law? | San Francisco | Yelp
Jul 2, 2008 . Both say they expired on 12/07. . I thought CA gift certs can't expire. . What about this: I got a Visa gift card for my berfday last year and only .
http://www.yelp.com/topic/san-francisco-gift-certificate-expired-or-against-ca-law-3

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My Gift Card is Past the Expiration Date | Know Your Gift Card ...
Jul 28, 2011 . Wondering if the new gift card expiration laws protect you from an . Knowing your gift card expiration date is important, but maybe not as .
http://ptmoney.com/gift-card-expiration-date-laws/

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How to Use an Expired Gift Certificate | eHow.com
Looking at an expired gift certificate and kicking yourself over wasted money? . California has put together some simple laws governing the way gift cards are .
http://www.ehow.com/how_4447075_use-expired-gift-certificate.html

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Visa gift card expired in less than a year and so did its $300 balance ...
Dec 17, 2009 . Last Christmas, Mary Ann Santucci felt a bit like Santa Claus when she gave each of her four grown children $300 Visa gift cards. This year .
http://articles.chicagotribune.com/2009-12-17/news/0912170167_1_gift-card-larger-bank-visa

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Visa® Gift Cards - PNC Bank
Our gift cards are easy to purchase and offer the benefits of flexibility, . Security - The PNC Bank Visa Gift Card eliminates the worries of losing a paper gift . After expiration, a monthly Expired Card fee will be charged if there has been no .
https://www.pnc.com/webapp/unsec/ProductsAndService.do?siteArea=/pnccorp/PNC/Home/Personal/Account+Services/PNC+Bank+Visa+Gift+Card

Persistence pays! Got a refund on expired rebate gift card ...
Dec 21, 2007 . I was in a perfectly good mood before I called to find out the balance on a Visa rebate gift card from Cingular, now AT&T. The gift card was a .
http://blogs.creditcards.com/2007/12/persistence-pays-got-a-refund-on-expired-rebate-gift-card.php

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    • Do Macy's Gift Cards expire?
      Macy's Gift cards do not expire…and there are no fees! . Gift Cards are issued as a gift or in place of crediting value to a credit card or other proof of purchase .
      https://customerservice.macys.com/app/answers/detail/a_id/69/~/do-macy's-gift-cards-expire%3F

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    • Gift cards w/ expiration dates - shady practice? - Not About Food ...
      Feb 26, 2009 . “Gift Card” or “Gift gift Certificate, ” the issue of no expiration dates and . And on another fine print note, I had received a Visa gift card ("good as .
      http://chowhound.chow.com/topics/599454

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    • Amazon.com Gift Card: Buy Gift Cards Online, Send Gift Cards ...
      Amazon.com Gift Cards are redeemable storewide and never expire. Send gift cards by e-mail, . Shop online without a credit card. Buy Amazon.com Gift Cards .
      http://www.amazon.com/gp/gc

      View Details to earn $150 cash back with the Blue Cash Preferred Card from expired gift credit cards Blue Cash Preferred Card from American Express

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    • Anyone know rules regarding expired gift certificates in NC ...
      Jan 7, 2011 . I love the daily deal sites (Twongo, Groupon, Living Social, etc.) and perhaps a bit too much. I now have a few expired certificates that I tried .
      http://www.city-data.com/forum/north-carolina/1170000-anyone-know-rules-regarding-expired-gift.html

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    • If your credit card expires does your credit line expire too?
      An expired credit card is just like an expired library card. You simply get a new one at the time of expiration. Your credit card issuer should send you a new card .
      http://www.cardhub.com/edu/credit-cards-expiration-date/

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    • Expired Groupon Coupons? Don't Fret! Obama's Credit Card Act of ...
      Jan 19, 2011 . Well, I have learned that the 'Credit Card Accountability, Responsibility and Disclosure Act (or Credit Card Act) of 2009? requires that gift cards .
      http://www.dailyboba.com/2011/01/expired-groupon-coupons-dont-fret-obamas-credit-card-act-of-2009/

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  • Help, My Gift Card Expired!
    Limits on expiration dates for some gift cards — and a requirement that disclosures be printed with "at least 10-point type — were written into the Credit Card Act .
    http://eawright.hubpages.com/hub/gift-cards

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Purchase ProtectionView footnote †

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Visa Gift Card Giveaway (Ends 3/31) - The Lucky Ladybug
Visa Gift Card Giveaway (Expired 3/31). Mar 18, 2012 by The Lucky Ladybug. To the Motherhood Giveaway To the Motherhood is having a giveaway for a $50 .
http://theluckyladybug.net/2012/03/18/visa-gift-card-giveaway-ends-331/

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Pay With PointsView footnote †

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Powered by Travelocity, Pay with PointsView footnote †

Gift Cards & Merchandise Credit - Abercrombie & Fitch
Gift Cards purchased online or at an Abercrombie & Fitch store may be . credits have no expiration date, and there is no fee to reactivate the card if it has been .
http://www.abercrombie.com/webapp/wcs/stores/servlet/CustomerService?textKey=HELP_GIFTCARDANDMERCHANDISECREDIT&catalogId=10901&langId=-1&pageName=gift-cards&storeId=10051

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What can i do with two visa gift cards that expired 10/10 and 11/10 ...
Once the visa gift card has expired, the money is gone. However, your balance never expires but your card will expire. You can contact customer care service for .
http://www.ask.com/answers/68214181/what-can-i-do-with-two-visa-gift-cards-that-expired-10-10-and-11-10-do-i-have-any-recourse

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Managing Your Recurring Donations' Expiration Dates ...
4 days ago. about a feature that omitted recurring gifts' expiration date and allowed gifts . Within the pop-up window, update the credit card information.
http://www.blackbaudknowhow.com/blackbaud-sphere/managing-your-recurring-donations%E2%80%99-expiration-dates.htm

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Gift Cards
Gift certificates and gift cards are an increasingly popular . that their cards have expired when they want to use them or . the Federal Credit CARD Act of. 2009.
http://www.oag.state.md.us/Consumer/125.pdf

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[EXPIRED] Expedia up to $200 in Gift Cards +Gas Cards if using ...
Jun 8, 2011 . [Archive] [EXPIRED] Expedia up to $200 in Gift Cards +Gas Cards if using Master Card Hotel Deals. . Credit Card Programs/Partners .
http://www.flyertalk.com/forum/archive/t-1223956.html

View footnote †

Gift Cards
Gift certificates and gift cards are an increasingly popular . that their cards have expired when they want to use them or . the Federal Credit CARD Act of. 2009.
http://www.oag.state.md.us/Consumer/125.pdf

View footnote †

Walmart.com: Visa $25 Gift Card: Gift Cards
Shop Low Prices on: Visa $25 Gift Card : Gift Cards. . Vanilla Visa Gift Cards are available in $25, $50 and $100 denominations (see exceptions . The Gift Card plastic is valid through the expiration date shown on the front of the Gift Card or .
http://www.walmart.com/ip/Visa-25-Gift-Card/16513374

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[EXPIRED] Expedia up to $200 in Gift Cards +Gas Cards if using ...
Jun 8, 2011 . [Archive] [EXPIRED] Expedia up to $200 in Gift Cards +Gas Cards if using Master Card Hotel Deals. . Credit Card Programs/Partners .
http://www.flyertalk.com/forum/archive/t-1223956.html

 
 

Gift Card Law Limits Gift Card Expiration
Gift cards make wonderful gifts because they allow you to basically choose what . Through the Credit Card Accountability, Responsibility and Disclosure Act, .
http://www.mydollarplan.com/new-gift-card-law-limits-fees-expiration/

 
 

Recycling Credit Cards, Gift Cards, Discount Cards | eco-officiency ...
Jan 10, 2012 . Earthworks is a company that will recycle expired credit cards, gift cards, ID cards into new green credit cards.
http://eco-officiency.com/wordpress/2012/01/recycling-expired-credit-cards/

 
 

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Missing Gift Cards and Lost Gift Certificate Refunds
Lost and Expired Gift Card and Gift Certificate Refunds . consumers who failed to redeem gift certificates or fully use gift card credits may be entitled to refunds, .
http://www.unclaimed.com/gift-card-refund.htm

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Visa Gift Card FAQs - PNC Bank
The PNC Bank Visa Gift Card is a prepaid card that carries a fixed cash amount . Please note that, after the card expiration date, an expired card monthly .
https://www.pnc.com/webapp/unsec/ProductsAndService.do?siteArea=/PNC/Home/Personal/Account+Services/PNC+Bank+Visa+Gift+Card/Gift+Card+FAQs


Governments Grab Unused Gift Cards - WSJ.com
Jun 30, 2009 . Texas already collects unused gift cards with expiration dates. . reported $37 million in revenue from unused gift-card credit in 2009, according .
http://online.wsj.com/article/SB124605742408663533.html

EXPIRED! 50% off $10 Amazon.com Gift Card for $5
Guest: ???????????gift card???????? 21 day ago. Guest: ?? ??? . Earn free round-trip air ticket to China by Applying for 2 Credit Cards .
http://www.dealmoon.com/EXPIRED-50-off-10-Amazon-com-Gift-Card-for-5/150802.html

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illegally expiring gift cards - Advice Goddess Blog
Jul 27, 2006 . Hmmm, I have a Cingular gift card -- which expired in 2005. . I presume your gift card was one of the $50 Visa gift cards, where you can use it .
http://www.advicegoddess.com/archives/2006/07/looking_a_gift.html

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How To Keep Your Gift Cards and Certificates From Expiring » My ...
Jun 16, 2007 . We ended up getting a huge Macy's gift card for our wedding three years . I'm in San Francisco, I need to dig up my old expired gift cards, I know I have some laying around. . No Fee 0% APR Balance Transfer Credit Cards .
http://www.mymoneyblog.com/how-to-keep-your-gift-cards-and-certificates-from-expiring.html

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FRB: Press Release--Federal Reserve announces final rules to ...
Mar 23, 2010 . Expiration dates for funds underlying gift cards must be at least five . Regulation E to implement the gift card provisions in the Credit Card .
http://www.federalreserve.gov/newsevents/press/bcreg/20100323a.htm

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When Do Gift Cards Expire, Inactivity Fees - Ask the Experts - AARP ...
Nov 30, 2011 . A. Under federal law, a gift card cannot expire in less than five years after the date of purchase. But if it's not used within 12 months, fees for .
http://www.aarp.org/money/credit-loans-debt/info-11-2011/when-do-gift-cards-expire-ask-the-experts.html

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Lost and expired gift cards still hold cash value - Missouri State ...
Nov 28, 2010 . However, the State Treasurer says even when expired, their cash value . Nearly $60000 in gift card and certificate credit has been returned to .
http://www.treasurer.mo.gov/PressRoom/201011/NewsClip20101110.aspx

Is it legal for gift certificates to expire? - Nolo.com
A happy note for the future -- thanks to the federal Credit CARD Act of 2009, gift certificates issued after August 22, 2010 cannot expire for five years. However .
http://www.nolo.com/legal-encyclopedia/question-legal-gift-certificates-expire-27997.html

What can I do if my gift is - ParishPay, LLC
Changing your gift amount can easily be done online through your personal . Several months in advance of a credit card expiring, we will start reminding you to .
https://parishpay.com/accountmanagement.asp

Free $100 Visa Gift Card | FreeStuff.com
Sep 6, 2008 . Do you want a $100 Visa Gift card? Everybody needs cash, but not everyone drinks Pepsi. That's OK, you can still participate — just answer the .
http://www.freestuff.com/free-gift-cards/cash/free-100-visa-gift-card/

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American Express Coupon Codes, Discounts, Promo Codes for ...
Description: Delta SkyMiles Credit Cards. Expires: limited time. Share it! . Code: EMADMWL4. Description: Fee Free Gift Cards. Expires: limited time. Share it!
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WireFly: $35 Visa Gift Card on Verizon Wireless Phones
Mar 20, 2012 . Wirefly is currently offering a $35 Visa Gift Card on new Verizon Wireless Activations, both regular cell phone plans & data plans. Also, all data .
http://www.techbargains.com/news_displayItem.cfm/291263

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Gift Cards: How To Fight An Expiration Date - CBS News
Jan 28, 2011 . Back in August 2010, the Credit CARD Act made it illegal for gift cards to expire within five years of their issue date. The law covers retail gift .
http://www.cbsnews.com/8301-505144_162-37043882/gift-cards-how-to-fight-an-expiration-date/

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GE - What's In the Fridge Instant Win Game and Sweepstakes ...
. on 2/18/2012. This sweepstakes has expired. . (ARV: $1449); 3rd Prizes (14): A $500 Visa gift card for cooking school or cooking classes. (ARV: $500); 4th .
http://contests.about.com/od/cashsweepstakes/p/120218-ge-whats-in-fridge-instant-sweepstakes.htm

Gift Cards Don't Expire Like They Used To - Parkville-Overlea, MD ...
Jan 17, 2011 . Pottery Barn's gift cards do not expire. Not anymore anyway. No one's gift cards expire these days, at least not in the retail world (credit .
http://parkville.patch.com/articles/gift-cards-dont-expire-like-they-used-to


It's in the cards | BCP Business Center
Dec 8, 2010 . The hot present this holiday season is plastic: gift cards from . store gift cards, and general-use prepaid cards, as the Credit CARD Act . In addition, the rule says businesses can't charge fees for replacing an expired gift card .
http://business.ftc.gov/blog/2010/12/its-cards

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Wells Fargo Visa Gift Card Agreement and User Guide (cards expire ...
Terms and conditions for the Wells Fargo Visa Gift Card Agreement and User Guide, applicable to gift cards that expire by Aug 2014.
https://www.wellsfargo.com/giftcard/terms/guide

CardHub.com Study Discovers Value in Expired Gift Cards
May 20, 2010 . Some consumers with expired gift cards may be out of luck, but . CardHub.com is the leading credit card and gift card marketplace in the U.S. It .
http://www.prweb.com/releases/expired-gift-cards/2010/prweb4027474.htm

Judge Certifies Class-Action Status For Abercrombie & Fitch Gift ...
Mar 15, 2012 . Printed on the card is text that reads, "This gift card is redeemable at all Abercrombie . "Because the question whether the cards expired has yet to be decided, . The Ins & Outs Of Getting And Using Your Free Credit Report » .
http://consumerist.com/2012/03/judge-certifies-class-action-status-for-abercrombie-fitch-gift-card-lawsuit.html

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Gilt Groupe FAQ | What is Gilt | How Do Flash Sales Work | Gilt Policies
Credits from gift cards and returns when the original order was paid by a credit card do not expire. All other credits, such as return credits for purchases using .
http://www.gilt.com/support/faq

Why Gift Cards Expire
Aug 17, 2004 . Why Gift Cards Expire. Local retailers commonly issue gift certificates. You pay the retailer some money, and the retailer gives you a piece of .
http://world.std.com/~swmcd/steven/stories/gift.html

Don't toss out that expired Groupon - Credit Cards
Dec 21, 2011 . It says they can't expire for five years. In the nine states where state law rules that gift cards can never expire, including in California, Colorado, .
http://www.creditcards.com/credit-card-news/groupon-daily-deals-expiration-dates-1271.php

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Suit: Groupon Issues Deals With Illegal Expiration Dates « CBS ...
Mar 1, 2011 . Groupon and the retail partners state the gift certificates expire within months. The suit claims the Credit Card Accountability Responsibility and .
http://chicago.cbslocal.com/2011/03/01/suit-groupon-issues-deals-with-illegal-expiration-dates/

New Gift Card Laws- How They Affect Your Holiday Shopping ...
Nov 22, 2010 . every other gift card out there, the Visa gift cards now adhere to the new CARD Act which means the money on these cards never expires, the .
http://giftcardblogger.com/gift-card-laws/2010/11/22/

What do I do if my merchandise credit or gift card has expired?
What do I do if my merchandise credit or gift card has expired? Published 04/03/ 2007 10:43 AM | Updated 11/21/2011 08:50 PM. What do I do if my merchandise .
http://support.ninewest.com/app/answers/detail/a_id/430/~/what-do-i-do-if-my-merchandise-credit-or-gift-card-has-expired%3F

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Groupon facing threat of class action lawsuit over deal expiration dates
Mar 4, 2011 . Under a provision in the Credit Card Accountability Responsibility . a class action lawsuit, alleges that the gift card expired on February 16, but .
http://www.digitaltrends.com/computing/groupon-facing-threat-of-class-action-lawsuit-over-deal-expiration-dates/

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______ Credit Card Gift Card Number Expiration ______ Signature ...
Please Print. Credit Card Gift. I authorize MIT Sloan to collect $______ through my credit card. ? American Express ? Master Card ? Visa. Card Number .
http://mitsloan.mit.edu/giving/giftform-07.pdf

FAQs and Tips on Gift Certificates and Gift Cards: Legal Guide S-11 ...
Can a gift certificate or gift card contain an expiration date? . copied text is not changed; credit is given to the Department of Consumer Affairs; and all copies .
http://www.dca.ca.gov/publications/legal_guides/s-11.shtml

Best Free $150 Restaurant.com Gift Certificate when you Apply for ...
Free $150 Restaurant.com Gift Certificate when you Apply for the Discover Open Road Credit Card. Tweet; (0) Reviews; (0) Comments. Expires: Feb. 16, 2012 .
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Gift card - Wikipedia, the free encyclopedia
A gift card may resemble a credit card or display a specific theme on a plastic . A gift certificate may or may not have an expiration date and generally has no .
http://en.wikipedia.org/wiki/Gift_card

Free Gift Cards
1 day ago . Find ways to get free gift cards. . To get FREE $2 Amazon MP3 Credit click the “ Enter Your Code” button, enter the code . that you've entered the code correctly and be sure that the promotion is still valid and has not expired.
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Do hollister gift cards expire
In: Credit and Debit Cards, Gift Giving [Edit categories] . Some gift cards do expire, others do not. . At least some iTunes gift cards has expiration dates.
http://wiki.answers.com/Q/Do_hollister_gift_cards_expire

New Rules For Gift Cards Ditch Fees and Expiration Dates | Credit ...
Nov 18, 2009 . Gift cards are making a comeback this credit-crunched holiday season, so if you plan to give or receive them, familiarize yourself with the new .
http://blog.creditkarma.com/step-by-step/personal-finance/new-rules-for-gift-cards-ditch-fees-and-expiration-dates/

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Gift Cards - FindLaw
Gift cards may look like fancy pocket-sized credit cards, but these cards have . of the confusion around hidden costs/fees, expiration dates, strict use policies, .
http://public.findlaw.com/consumer/gift-cards.html



White Paper: Breakage Revenue Recognition for Bank Issued "No ...
Bank Issued "No Fee, No Expiration" Gift Cards. Stinson Morrison Hecker . redeemed at any location where a major credit card is accepted. Recipients typically .
http://www.stinson.com/Publications/Image_Files/WhitePaper_BreakageRevenue.aspx

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